Saturday, March 28, 2009

I'm trying to get my payment book for my auto loan but gettting excuses instead?

i have an auto loan through marlton auto credit. i have been trying for over a month to get a new payment book but they keep telling me its been mailed or will order a new one.its been over 30 days and still nothing cant help but feel they are up to something.how do i get them to give it to me and has anyone else had problems like this
I%26#039;m trying to get my payment book for my auto loan but gettting excuses instead?
ask them if you can pay online through your checking account. a lot of banks will take internet/electronic payments from your bank. save yourself $0.42 a month, and maybe make the payments automatic (if you have the money)





you usually just have to type in a bank routing number and your checking account number.

Is This A Good Car?

I was looking at buying this car I have enough money I was wondering on what you thought about it how long do you think it will run for or do u think its gonna **** on me this is my first car





http://Chicago.kijiji.com/c-Cars-vehicle...
Is This A Good Car?
your biggest concern right now should be gas milage... check out other cars in your price range and compare...
Is This A Good Car?
yes
Reply:um no. it%26#039;s ugly. there are many other options out there. =D
Reply:old, but fine enuf
Reply:looks nice to me
Reply:yes
Reply:any typical car .
Reply:no its ugly
Reply:cheap !!!





get a mustang





there in the same price
Reply:yea its nice, the gas isnt though
Reply:It has alot of mileage on it, and its AWD means gas guzzler, its a BMW, its a well made car.
Reply:yes it is, get it
Reply:those older bmws are AWESOME. totally reliable too. my dad had one when i was a kid. go for it!
Reply:heck no beamers are usually good but if it does break down on you it will cost a fortune since you will have to get foreign parts for the car
Reply:you can get something better...it has too many miles...get a mustang newer model and cheaper
Reply:hmm...Do the owners sound reputable%26gt;? go online and get a carfax report..this will help you..you will need the VIN number for that! do they have maintenence records? how many owners? any mechanical problems//? DId you have a mechanic check it out and give a clean bill of health:? if not DO ALL OF THESE THINGS! it will help
Reply:Thats VERY cheap for a BMW, If i were you i would get it checked out by a mechanic and you should ask the previous owner about any problems previously had by the car.





Personally i would choose something more fuel efficient and something more run down, being your first car it is most likely going to get a few knocks, bumps %26amp; scratches.. If you get the car above you will be very disappointed if it gets scratched.
Reply:yea that seems like a great car if it runs well. take it for a test drive and if all is well, that would be a good purchase. You can always tune it up later. Have fun and Good Luck! :)
Reply:BMW%26#039;s are reliable, it should run for a while. Looks pretty clean. Offer them no more than $2,500 and try to negotiate to there if possible.
Reply:I would be concerned about the gas mileage, and a good car for you would be a mini cooper. Many people are buying them, and even though they look small, they%26#039;re big on the inside. there%26#039;s many features ,and it%26#039;s comfortable. My brother is very tall, around 6 ft 4 and he fits perfectly in the little car.
Reply:well the car is older...so it is due for its share of problems...The miles seem a little low for being 17 years old...are you sure the odometer hasn%26#039;t been played with? Yeah i would continue to look...it has a nice price and looks pretty good...but looks can be deceiving. I would ask a lot of questions and definitely take it to a mechanic before i bought it. the seller should agree to this if he has nothing to hide. Also most auto places will do it for relatively cheap sometimes free if you have done business with them before.
Reply:yeah, it looks fine..and that%26#039;s a good deal too...make sure you talk to the owner and straight things out cuz u%26#039;ll never know...





one more thing...ask him if he has some receipts of repairs and maintenance of the car...if he has some and its kinda recent then itz good...it means he is a good owner and that car ur buying is good...





ask him too when is his last smog test...if its far from 3 months ask him to smog test it and of he doesn%26#039;t want to...tell him you%26#039;re gonna deduct $50 on the price of the car and then more if the car doesn%26#039;t pass the smog test...





Good Luck!!!
Reply:its an alright car, and its has a good price but your only problem will be that it will be a lil expensive to maintain and also the 5 series wont get very good gas milage....my advice would be 2 invest in a more fuel efficient car because in the long run it will definately pay off
Reply:that is a steal very good price you did very well with your decision. it will last forever just keep your oil changed regularly this is very important maintanace for your engine. i have a 1987 mercedes with 220 miles and it runs very well.
Reply:If you are buying a used car, make sure you see a Carfax report before you buy... if the owner doesn%26#039;t provide one, get the VIN number and buy it yourself. Good luck.
Reply:Wow it is a decent car and it looks like it was well kept! BMWs last a long time and this one looks like it was taken care of... at least in the pictures. My only concern is that it is a stick shift and sometimes people tend to abuse them. Make sure the clutch isn%26#039;t burned out of it and the transmission shifts smoothly! Be sure to check the oil and look underneath to make sure it isn%26#039;t rotted out. Other than that it is a decent car. It has high mileage but for a 1991 114,000 isn%26#039;t anything that means no one really drove it. Good luck I would say you got yourself a deal!
Reply:it should last at least 200,000 miles, do you know if the clutch was replaced? gas milage will be about 20mpg, it%26#039;s a 3.5 liter engine.





i just got a 2008 smart and dumped a 2.3 liter mercedes 190E that got barely 21mpg. gas will come back down to $3 a gallon by the end of the year. if you can afford the gas and it has no hidden problems, it should be fine.
Reply:for the money it%26#039;s a great looking car and low milage for the year. i%26#039;d take it to a trusted machanics first as bmw cost alot of fix and will usually have engine problem at that age.
Reply:yes but check gas mileage help save some money from going to the oil companys

How can i find surrounding car dealerships?

i need a new car
How can i find surrounding car dealerships?
That%26#039;s in the yellow pages.
How can i find surrounding car dealerships?
online or local phone directory
Reply:Go to www.cars.com





You can choose to buy a new or used car or just research cars. If you are buying a car, you will select the make and model, then it will ask for your zip code and it will find all the avaliable cars from your search at local dealerships.
Reply:Just bring up yellow pages and type in car dealership in the catagory. And then type in your zip code and everything will come up for you.
Reply:Depending on which make you are interested in, you can go directly to that manufacturer%26#039;s website and look up the dealerships near you.

First Car? Which one should I buy?

My choices so far:


Nissan 240SX (top choice)


Mitsubishi Eclipse


Toyota Supra


Toyota Celica


Acura Integra


Acura RL


BMW 325i


BMW 325iS


BMW 525i


BMW 318i


Nissan 200SX


Nissan 280ZX


Nissan 300ZX


Nissan 350Z





I know a lot of these are older cars and not made anymore. I would like to purchase a used car and soup it up.





Which one do you think I should buy?


You can suggest other cars too





I would like to spend under 6k
First Car? Which one should I buy?
I%26#039;d personally go for the toyota or nissan. Toyotas are good cars, and if you%26#039;re going to be purchasing an older car and you are going to invest time in it, I%26#039;d get something that would last a while! BMW%26#039;s are really expensive to maintain.
First Car? Which one should I buy?
integra


OR just soop up a civic
Reply:BMW3 or the Integra





but check with your insurance company, some are charging more to insure the Acura integra due to high theft and accident rates.
Reply:all of them are foreign made junk!!!!!!
Reply:what about a 90s mustang or camero thats in good shape or early 2000 car would be in your price range look for speed and power or get a transam
Reply:I guess you should also check insurance quotes for the car before buying one, for example here: http://autoinsurance.bebto.com


Some of your choices are very expensive to insure.


I would prefer Honda or Toyota.

What kinda car should i get?

ok so i%26#039;m just like every other teen about to start driving. i%26#039;m about to get my permit, and i thought now would be a good time to start looking at cars.





what kind of car should i get? is there like some website i could go to for this or something. need all the advice i can get. lol
What kinda car should i get?
get a Jeep Wrangler or a durable/reliable Jap car
What kinda car should i get?
acura integra
Reply:I have a Ford Focus and I love it.
Reply:put $99 on a new smart car (they are like $14-16K out the door) it%26#039;s about a year wait and you%26#039;ll get 40+mpg, and it kicks ***!!!

Does anyone know about the "drop the Payment" auto loan. Is it a scam or on the up and up?

I%26#039;m not sure if this is what you are talking about or not. Some finance companies offer to let you drop a payment around the holiday%26#039;s. What they don%26#039;t tell you is, the interest is added on at the end of the contract. There fore your last few payments are on the interest and you pay interest on the interest because your note was extended. Sorry if this is not what you were referring to.
Does anyone know about the %26quot;drop the Payment%26quot; auto loan. Is it a scam or on the up and up?
It should really save you time to just get an auto loan estimate online to check out what todays rates are. You might be pleasantly happy. Also if your credit is not so great, a lot of online loaners are more able to work with people.



What I usually tell folks is that an online quote at http://auto.lowratetoday.com is what I would do.
Does anyone know about the %26quot;drop the Payment%26quot; auto loan. Is it a scam or on the up and up?
Finding a bad credit auto lender take a little bit of work to find the right one. When looking to buy a new or used car, the dealer may offer bad credit financing, or refer you to a lender. Car buyers should consider arranging their own financing. Bad credit auto loans are simple yet complicated and some lenders will try to take%26lt;!--advantage of you. It helps to know your available options.Before applying for a car loan, try to get a copy of your personal credit report. Lenders base approval on your credit score and credit history. Some lenders classify sub prime borrowers as persons with scores below say 700. On the other hand, another lender may qualify a borrower with the same score for prime rates.





http://best-loans.awardspace.com/autoloa...





http://best-loans.awardspace.com/auto.ht...





Unless you have a 700 or higher credit score, it might be a good idea to look at your credit report and see what you can do to improve your credit score. A 700 score will get you the best rates at the best loan terms. Any credit score higher will not change what a lender can offer you, since you will already qualify for the best loan deal. Where you will start having trouble is if you fall below a credit score of 700. When you fall below--%26gt;lenders see you as a risk and will start charging higher interest rates in order to offset the risk.At this point your only options are to seek a bad credit lender or get to work on fixing your credit score. There are a number of quick things to do to improve your credit rating and get the loan you need at the rate you want.
Reply:If by drop the payment you mean lower your payment it is just advertising. If you are paying $400 a month and you hear an ad to lower your payment, if you go in and they can%26#039;t do it they still have you there, maybe they can talk you into buying a car anyway. Maybe they will tell you %26quot; sorry we can%26#039;t lower your payment, but buy a new car anyway, it will only be $450 a month for a new car, do you want to pay $400 for your old car? or $450 for a new car. it%26#039;s only $50 a month, that%26#039;s only a $1.60 a day, isn%26#039;t it worth a $ 1.60 a day to drive a new car? You say yes and there ad to lower your payment, just sold you a new car at a higher payment. It is just a way to get you in the door.

How much does it cost to move a car from New England to Cali?

I just bought a new car (well, used, but new for me) and I%26#039;m looking at several jobs in California. I%26#039;m trying to figure out which would be better - taking several days, paying for gas, and accumulating all those miles to drive across the country; or pay for the airplane tickets (two of %26#039;em), and pay someone to carry the car across the country? Obviously it would be nice not to put all those miles on it and pay for all that gas, and a whole lot more comfortable. I%26#039;m just trying to see how much it would cost to have my car shipped across the country, and whether any of you have done it? Is it worth it?
How much does it cost to move a car from New England to Cali?
Depending on the mode of transportation it could cost from $1.25 per. mile to $2.75 per, mi. If you are lucky enough to find some one you trust to drive it for you or have it hauled by a commercial hauler. I don%26#039;t see how you can fly out there and have the vehicle hauled and still save money. I charge $1.50 per mi. per car. That may sound expensive but at $4.35 to $5.00 a GAL. for Diesel plus wear and maintenance. that%26#039;s cheap. Some commercial haulers are charging $3.00 %26amp; up per mi.